Who This Is For
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E-commerce and online businesses with consistent revenue
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SaaS companies looking for non-dilutive funding
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Businesses with seasonal fluctuations
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Companies that want to avoid giving up equity
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Fast-growing businesses that need flexible repayment
Key Benefits
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Revenue-Based Payments
Pay more when you earn more, less when revenue dips
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Keep Your Equity
100% ownership retained — no board seats or dilution
speed
Fast Approval
Typically funded within 24-72 hours
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No Collateral
Usually no collateral required
Common Use Cases
Inventory purchases for seasonal demand
Marketing campaigns and customer acquisition
Product development and launches
Hiring and team expansion
Equipment and technology upgrades
Bridge financing between funding rounds
Pros & Cons
thumb_up Advantages
- • Flexible repayment tied to actual performance
- • No equity dilution or board seats
- • Fast funding (24-72 hours typical)
- • Lower payments during slow months
- • Simple application process
info Considerations
- • Can be more expensive than traditional loans over time
- • Requires consistent revenue history
- • Typically shorter repayment terms (6-18 months)
- • May require access to business bank accounts
compare_arrows vs. Traditional Term Loans
- ✓ More flexible repayment — scales with revenue vs. fixed payments
- ✓ Faster approval and funding process
- ✓ Less documentation required
- ✓ Better for businesses with variable revenue
- ✓ Higher effective cost but more forgiving during slow periods
Typical Terms
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Amount
$10,000 - $2,000,000
schedule
Funding Speed
24-72 hours
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Rates
Varies by revenue
15-40% effective annual cost
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Term Length
6 - 18 months
Minimum Qualifications:
- check $10K+ monthly revenue
- check 6+ months in business
- check Consistent revenue stream
- check No recent bankruptcies
No impact to your credit score