Business Line of Credit: Draw, Repay, Repeat.
Maximum flexibility. A line of credit is a standing facility — approved once, drawn on whenever needed. Pay interest only on what you use, repay, and the capacity is restored. It's the ideal instrument for businesses that face recurring, variable capital needs.
How a Line of Credit Works
Get Approved Once
Apply and get approved for a credit limit — typically $10k to $500k. This is your standing facility, valid for the term of the agreement.
Draw When Needed
Request funds whenever a need arises — same-day or next-day transfer to your business account. Interest accrues only on the outstanding balance.
Repay & Restore
As you repay, capacity is restored automatically. No reapplication needed. The facility renews, giving you ongoing access to capital.
Ideal Scenarios
- arrow_right_alt Bridging seasonal revenue fluctuations
- arrow_right_alt Covering unexpected operational expenses
- arrow_right_alt Taking advantage of short-notice supplier discounts
- arrow_right_alt Managing cash flow between invoice and payment
- arrow_right_alt Businesses with repeating, variable capital needs
Line of Credit vs. Term Loan
- arrow_right_alt LOC: Revolving, draw and repay repeatedly. Best for recurring, variable needs.
- arrow_right_alt Term Loan: Lump sum, fixed repayment. Best for specific, planned investments.
- arrow_right_alt Interest only on drawn balance with LOC vs. full principal with term loans.
Need Capital on Your Schedule?
A line of credit means you're never caught short when opportunity or urgency strikes.