Term Loans: Capital for the Long Game.
Structured, predictable capital for planned investments. Whether you're opening a second location, hiring a crew, or upgrading your core infrastructure — a term loan gives you a defined repayment schedule so you can plan around it.
Predictable Capital, Predictable Payments
A term loan provides a lump sum of capital repaid over a fixed period — typically 1 to 5 years — with a set payment schedule. Unlike revolving credit, every dollar is deployed upfront, making it ideal for discrete, planned investments where you know exactly how much you need. Your cash flow planning becomes simple: same payment, same date, every month.
Loan Amounts
$25,000 to $5,000,000. Sized to your revenue, time in business, and credit profile — not an arbitrary cap.
Repayment Terms
12 to 60 months. Longer terms mean lower monthly payments. We match the term length to the useful life of your investment.
Funding Speed
Decisions in as little as 24 hours. Funds in your account within 2–5 business days of approval and acceptance.
Built For
- arrow_right_alt Opening a new location or facility
- arrow_right_alt Acquiring heavy equipment or fleet vehicles
- arrow_right_alt Hiring and onboarding a large team
- arrow_right_alt Technology or infrastructure upgrades
- arrow_right_alt Refinancing higher-cost existing debt
Not the Right Tool For
- close Covering a single month's payroll gap (use Working Capital)
- close Ongoing, repeating short-term draws (use a Line of Credit)
- close Purchasing residential or commercial real estate
- close Businesses with less than 2 years operating history
Ready to Plan Your Next Move?
Tell us what you're building and we'll structure the right terms for it.